If you have recently checked your credit score and have been underwhelmed by the result, you might be wondering if it's possible to get a car loan with bad credit. Not only is it absolutely possible, but the finance department at Bayway CDJR can show you some of the most helpful tips and tricks to get you the car loan you need even if your credit score is subpar. Learn how to get a car with bad credit, so you can upgrade your Deer Park commute. 

Financing a Car with Bad Credit

We understand that trying to find car financing in the La Porte area can be frustrating at times. That's why we at Bayway CDJR want to do everything we can to make it as easy as possible to get the car loan you need. You can easily apply for financing online from the comfort of your own home, and our finance team can walk you through your financing options to find a plan that works for you. 

How to Get a Car Loan with Bad Credit: Step-by-Step

It's absolutely possible for you to get a car loan with bad credit. To help you make the best financial decision when going about the process, here are some things that you'll want to keep in mind: 

  1. Find out what your budget is so you can determine what you can afford each month. 
  2. If it's feasible, make a larger down payment. 
  3. Before applying for a loan, try to clean up your credit report as best as you can. 
  4. Don't get more than you need when you're looking for a car in the Houston area. 
  5. Ask as many questions as you need to!

Raise Your Credit Score

One of the best things you can do for loans in the future is to improve your credit score. If you take out a car loan with bad credit and are able to consistently pay your monthly car payments on time, you can actually significantly improve your credit score. Improving and raising your credit score can give you more negotiating power down the line for lower interest rates on loans and credit cards. 

Get Financing with Bayway CDJR

Now that you know how to get a car loan with bad credit, you can visit Bayway CDJR and explore our new and used vehicles to find the perfect new ride for your Pasadena commute. Contact us to see what we have available and work out a payment plan that fits your budget.